As October 2025 progresses, millions of Canadians are set to receive multiple Canada Revenue Agency (CRA) payments ahead of Halloween. These pre-Halloween deposits provide crucial financial relief for families, seniors, and low-income individuals, helping households manage expenses related to groceries, utilities, and seasonal costs.
From the Canada Child Benefit (CCB) to the Canada Carbon Rebate (CCR), the CRA’s October schedule ensures Canadians can access funds in time for the end-of-month holidays. Below is a detailed guide to payment dates, amounts, and eligibility criteria for all major benefits scheduled before October 31, 2025.
Canada Child Benefit (CCB) — October 18, 2025
The Canada Child Benefit is a major monthly support program for families raising children under 18, providing tax-free payments to help cover the costs of food, clothing, and education.
- Payment Date: October 18, 2025
- Average Payment: Between $600 and $1,200 per child, depending on family income and child’s age
- Eligibility: Parents or guardians who filed a 2024 tax return and meet CRA income thresholds
Many provinces also issue child benefit supplements on the same date, including Quebec, Ontario, and British Columbia, ensuring families receive the maximum support available.
GST/HST Credit — October 4, 2025
The GST/HST Credit is a quarterly, tax-free payment designed to offset federal sales taxes for low- and modest-income Canadians.
- Payment Date: October 4, 2025
- Average Payment: Up to $184 this quarter, depending on marital status and number of dependents
- Eligibility: Based on income reported on your 2024 tax return
Indexation adjustments for inflation mean some Canadians may see slightly higher payments than in previous quarters.
Canada Carbon Rebate (CCR) — October 15, 2025
Previously known as the Climate Action Incentive Payment, the Canada Carbon Rebate provides quarterly support to offset federal carbon pricing costs in eligible provinces.
- Payment Date: October 15, 2025
- Average Payment Amounts by Province:
- Ontario: $184 (single adult)
- Alberta: $254
- Manitoba: $200
- Saskatchewan: $208
- Eligibility: Residents of participating provinces who filed their 2024 tax return
Households with spouses or dependents receive higher total amounts, providing broader relief for families.
Canada Pension Plan (CPP) — October 29, 2025
The Canada Pension Plan supports retired and disabled Canadians with monthly payments based on their contributions during working years.
- Payment Date: October 29, 2025
- Average Payment: Around $1,433 per month, with maximum payments exceeding $1,600 for higher contributors
- Eligibility: Retirees or disabled individuals who contributed to CPP during employment
This pre-Halloween deposit is especially important for seniors relying on CPP for monthly living expenses.
Old Age Security (OAS) — October 29, 2025
The Old Age Security program provides monthly income to Canadians aged 65 and older. Low-income seniors may also qualify for the Guaranteed Income Supplement (GIS) and the Allowance for the Survivor.
- Payment Date: October 29, 2025
- Average OAS Payment: $740
- With GIS and Allowance: Up to $1,647 per month for eligible low-income seniors
These payments are indexed quarterly to inflation, helping seniors maintain their standard of living.
Provincial Supplements and Additional Rebates
Some provinces offer top-up payments or energy credits in October 2025:
- British Columbia: Climate Action Tax Credit top-up
- Alberta: Affordability payments for families with children
- Quebec: Adjusted solidarity payments
Most provincial supplements align with CRA federal payment dates, simplifying access for residents.
How to Check Your CRA Payment Status
To confirm upcoming direct deposits or check payment history:
- Sign in to CRA My Account
- Navigate to “Benefits and Credits”
- Select “View payment dates and amounts”
If you do not receive a payment within five business days of the scheduled date, contact the CRA or check your bank account for potential delays.
Setting Up Direct Deposit
Direct deposit ensures faster, secure access to government benefits:
- Sign in to CRA My Account
- Select “Manage direct deposit”
- Enter banking details (institution, branch, and account number)
Future payments, including CPP, OAS, and CCB, will then be deposited automatically.
Why These Pre-Halloween Payments Are Vital
With rising costs of groceries, rent, and utilities, pre-Halloween CRA payments help Canadians manage essential expenses before month-end. Families can budget for seasonal spending, seniors receive reliable income support, and low-income workers gain extra relief for household necessities.
By issuing these deposits in October 2025, the CRA ensures Canadians have timely financial assistance, supporting well-being and affordability during the fall season.