As October 2025 draws to a close, many Canadians can look forward to a welcome boost in their bank accounts — a series of Canada Revenue Agency (CRA) payments scheduled to arrive just before Halloween. These federal benefits provide vital financial assistance to families, seniors, and low- to middle-income earners across the country, helping them manage rising living costs as colder weather sets in.
From the Canada Child Benefit (CCB) to the Canada Pension Plan (CPP) and Old Age Security (OAS), the CRA has confirmed a number of regular and one-time payments set to be deposited before October 31. Here’s a detailed breakdown of each benefit, its payment date, amount, and eligibility criteria.
GST/HST Credit 2025 — Get Up to $533 Direct Deposit, CRA Confirms Full Payment Dates
Understanding CRA’s Pre-Halloween Deposits
Every month, the CRA issues various tax-free payments to eligible Canadians through federal and provincial programs. These benefits support children, seniors, low-income families, and individuals coping with inflationary pressures.
For October 2025, most deposits are scheduled between October 4 and October 29, ensuring that millions of Canadians receive their funds ahead of Halloween.
Those enrolled in direct deposit will receive their payments automatically on the scheduled date, while paper cheques may arrive a few business days later.
1. GST/HST Credit — October 4, 2025
The Goods and Services Tax / Harmonized Sales Tax (GST/HST) Credit helps low- and modest-income Canadians offset the impact of consumption taxes.
Payment Date: October 4, 2025
Type: Quarterly payment
Average Amount: Between $90 and $179 depending on income, marital status, and dependents
Eligibility:
- Must be 19 years or older (or have a spouse/common-law partner or child).
- Must have filed a 2024 tax return.
- Based on household net income and family size.
Canadians may notice a small increase in their October credit due to inflation indexation adjustments for 2025.
2. Canada Carbon Rebate (CCR) — October 15, 2025
The Canada Carbon Rebate, formerly the Climate Action Incentive, compensates residents in provinces under the federal carbon pricing system.
Payment Date: October 15, 2025
Average Amounts by Province (Single Adult):
- Ontario: $184
- Alberta: $254
- Manitoba: $200
- Saskatchewan: $208
Eligibility:
- Must reside in a participating province.
- Must have filed a 2024 tax return.
Couples and families with children receive larger amounts. The rebate is issued quarterly, with the next payment scheduled for January 2026.
3. Canada Child Benefit (CCB) — October 18, 2025
The Canada Child Benefit continues to be one of the most significant forms of direct support for Canadian families. It provides tax-free monthly payments to help parents with the cost of raising children under 18.
Payment Date: October 18, 2025
Average Monthly Payment:
- Up to $666 per child under age 6
- Up to $562 per child aged 6–17
Eligibility:
- Primary caregiver must live with a child under 18.
- Must have filed 2024 income taxes.
- Must be a Canadian resident for tax purposes.
Low-income families may also receive provincial top-ups, which are usually paid on the same date.
4. Old Age Security (OAS) — October 29, 2025
For millions of Canadian seniors, Old Age Security (OAS) payments provide crucial income support in retirement. These monthly benefits are automatically adjusted for inflation and depend on the recipient’s age and residency.
Payment Date: October 29, 2025
Average Monthly Amount:
- Ages 65–74: $740
- Ages 75+: $815
Seniors with low income may also qualify for the Guaranteed Income Supplement (GIS) or the Allowance for the Survivor, increasing their total payment to as much as $1,647 per month.
Eligibility:
- Must be at least 65 years old.
- Must have lived in Canada for at least 10 years after age 18.
5. Canada Pension Plan (CPP) — October 29, 2025
The Canada Pension Plan (CPP) provides retirement and disability benefits to Canadians who have made contributions during their working years.
Payment Date: October 29, 2025
Average Payment (Retirement): $1,433 per month
Maximum Payment: Over $1,600 per month for top contributors
Other CPP Benefits Include:
- Disability Benefit: Up to $1,673
- Survivor’s Pension: Up to $859
- Children’s Benefit: $301 per child
Eligibility:
- Must have made at least one valid CPP contribution.
- Payments begin as early as age 60 (with reduced benefits).
6. Provincial Supplements and Rebates — Various Dates
In addition to federal programs, some provinces issue supplemental rebates in coordination with CRA payment dates.
Examples include:
- British Columbia: Climate Action Tax Credit (usually combined with GST/HST Credit).
- Alberta: Family and affordability top-ups.
- Quebec: Solidarity Tax Credit.
Check your province’s website or CRA My Account to verify provincial payment schedules and eligibility.
How to Check or Track Your CRA Payments
If you’re expecting one of the October 2025 payments, you can easily track it through CRA My Account:
- Sign in to CRA My Account.
- Select “Benefits and Credits” from the dashboard.
- Click “View payment dates and amounts.”
If your deposit hasn’t arrived within five business days of the payment date, contact your financial institution or the CRA directly.
What If You’re Not Signed Up for Direct Deposit?
Signing up for direct deposit ensures your payments arrive faster and securely. To register:
- Log into your CRA My Account.
- Choose “Manage Direct Deposit.”
- Enter your banking details.
Once set up, all future payments — including CPP, OAS, GST/HST, and rebates — will be automatically deposited into your bank account.
Why These Pre-Halloween Payments Matter
As inflation continues to strain household budgets, these October 2025 CRA deposits will bring timely relief for millions of Canadians. Whether it’s helping families afford Halloween festivities, covering utility bills, or managing rising grocery prices, the combination of benefits and rebates will provide meaningful financial support before the month ends.
By staying informed about eligibility and payment schedules, Canadians can make the most of the financial assistance available to them — and ensure no benefit goes unclaimed.
Summary of All CRA Payments Arriving Before Halloween 2025
| Program | Payment Date | Average Amount | Eligible Group |
|---|---|---|---|
| GST/HST Credit | October 4, 2025 | Up to $179 | Low/moderate-income individuals |
| Canada Carbon Rebate | October 15, 2025 | $184–$254 | Residents of eligible provinces |
| Canada Child Benefit | October 18, 2025 | $562–$666 per child | Families with children under 18 |
| OAS Pension | October 29, 2025 | $713–$784 | Seniors 65+ |
| CPP | October 29, 2025 | $1,433 (avg) | Retirees and contributors |
| Provincial Rebates | Various | Varies | Eligible provincial residents |