If you’re receiving the Old Age Security (OAS) and Canada Pension Plan (CPP) benefits, knowing the exact payment dates for 2025 can help you manage your finances and plan monthly expenses more effectively. These government pension payments are issued monthly by the Canada Revenue Agency (CRA) and Service Canada.
Here’s a detailed look at the OAS and CPP payment dates for 2025, including tips to ensure your direct deposits arrive on time.
Table of Contents
What Are CPP and OAS?
- Canada Pension Plan (CPP): A monthly benefit for those who contributed during their working years. You can start receiving it as early as age 60 or delay it to increase the amount.
- Old Age Security (OAS): A monthly benefit available to Canadians 65 and older, funded through general tax revenues—not based on employment history.
OAS and CPP Payment Dates in 2025
Here is the official list of OAS and CPP payment dates for 2025:
| Month | Payment Date |
|---|---|
| January | January 29, 2025 |
| February | February 26, 2025 |
| March | March 27, 2025 |
| April | April 29, 2025 |
| May | May 29, 2025 |
| June | June 26, 2025 |
| July | July 29, 2025 |
| August | August 28, 2025 |
| September | September 25, 2025 |
| October | October 29, 2025 |
| November | November 27, 2025 |
| December | December 23, 2025 |
Note: If you’re enrolled in direct deposit, your payment should appear in your bank account on the payment date listed above.
How Much Can You Expect to Receive in 2025?
CPP (Canada Pension Plan):
- Average monthly amount (new beneficiaries at age 65): $831.92
- Maximum monthly amount: $1,433.00
(Amount depends on your contributions and the age you begin receiving CPP.)
OAS (Old Age Security):
- Ages 65 to 74: Up to $734.95/month
- Ages 75 and over: Up to $808.44/month
(Indexed quarterly to account for inflation.)
Tips to Ensure Timely Payments
- Sign up for direct deposit through your CRA or My Service Canada Account.
- Report address or bank changes promptly to avoid delays.
- Payments may be delayed due to bank holidays or incorrect account details.
Summary
For many Canadian seniors, OAS and CPP benefits are vital sources of monthly retirement income. Mark your calendar with these OAS and CPP payment dates for 2025 to stay organized and avoid any financial surprises.
If you’re planning your retirement budget, tracking these dates helps ensure you’re always prepared for incoming deposits — whether you’re managing bills, groceries, or just enjoying your well-earned retirement.
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