As fall 2025 unfolds, Canadians have a busy benefits calendar ahead. The federal government, via the Canada Revenue Agency (CRA) and related programs, schedules several critical payments before October 31, 2025. Whether you’re a parent, senior, worker, or renter, here’s a detailed breakdown of 8 payments arriving before Halloween — with dates, who qualifies, and typical amounts.
CRA Confirms Multiple Payments for October 2025: Full Direct Deposit Schedule & Amounts
Who Qualifies for the $680 CRA One-Time Payment in October 2025?
Canada Tax System 2025 Overhaul: Major CRA Rule Changes Set to Impact Every Worker and Pensioner
1. GST/HST Credit — October 3, 2025
What it is: A quarterly, tax-free payment to help lower- and modest-income Canadians offset the GST/HST they pay.
Date: October 3, 2025
Amount: The exact amount varies by income and family size. For the July 2025–June 2026 period, the maximum annual credit is about $533 for a single person (which works out to roughly $133 per quarter)
2. Ontario Trillium Benefit (OTB) — October 10, 2025
What it is: A consolidated provincial benefit in Ontario comprising the energy/property tax credit, Northern Ontario energy credit, and sales tax credit.
Date: October 10, 2025
Amount: Depends on income, rent or property tax paid, and region. There is no fixed “standard” amount publicized for all recipients — it varies by individual circumstances.
3. Advanced Canada Workers Benefit (ACWB) — October 10, 2025
What it is: An advance payment of the Canada Workers Benefit for low-income workers, bridging cash flow until tax season.
Date: October 10, 2025
Amount: Varies depending on income and eligibility under the Workers Benefit rules.
2024 / 2025 CWB Maximums
- Basic amount (2024 tax year):
• $1,633 for single individuals.
• $2,813 for families (couples or single-parent households). - Disability supplement (if eligible):
• $821 for single or family, phased out as income increases.
Because the ACWB can provide up to 50% of your CWB in advance, your October 2025 ACWB payment could be up to half of those maximums (plus half of the disability supplement if you qualify).
So for example:
- A single individual might receive up to ~$795 (half of $1,590) via ACWB (before income phase-outs)
- A family might see up to ~$1,370 (half of $2,739) in advance — again depending on income and eligibility
4. Canada Child Benefit (CCB) — October 20, 2025
What it is: A monthly, tax-free benefit to help families raise children under 18.
Date: October 20, 2025
Amount:
- For children under 6: up to $666.41/month (for the 2025 benefit year)
- For children aged 6 to 17: up to $562.33/month
Note: The exact payment is reduced based on family income above a threshold.
5. Canada Disability Benefit (CDB) — October 16, 2025
What it is: A new benefit to support Canadians with disabilities.
Date: October 16, 2025
Amount: The precise $200 monthly amounts depend on degree of disability and income. No universal figure is published yet.
6. Old Age Security (OAS) & Guaranteed Income Supplement (GIS) — October 29, 2025
What it is: OAS is a pension for Canadians 65+; GIS is income-tested extra support for low-income seniors.
Date: October 29, 2025
Amount (OAS example): For ages 65–74, OAS is $740.09/month for October–December 2025.
GIS amounts vary depending on income, but those with very low income may receive substantial top-ups in addition to OAS.
7. Canada Pension Plan (CPP) — October 29, 2025
What it is: Monthly benefits for retirees, survivors, or persons with disabilities who contributed to CPP.
Date: October 29, 2025
Amount: The maximum CPP retirement payment (for those with full contributions) is around $1,433/month in 2025. Actual amounts depend on how much one contributed over their working life.
8. Veteran Disability Pension — October 30, 2025
What it is: A lifetime, tax-free benefit for veterans whose disabilities are linked to their service.
Date: October 30, 2025
Amount: Varies by level of disability, with additional amounts possible for dependents. No single public “maximum” is listed for all veterans.
Why Some Expected Payments Don’t Appear
One major change to note: the Canada Carbon Rebate (CCR) has been discontinued for individuals as of March 15, 2025. That means no CCR payments will arrive before Halloween 2025, even though it used to be a regular quarterly benefit.
Tips to Make Sure You Get All Your Payments
- File your 2024 tax return on time — many benefits depend on it.
- Enroll in CRA direct deposit to receive payments faster and avoid lost cheques.
- Keep your address and banking information updated in your CRA account.
- Know your eligibility thresholds — many payments are income-tested.
- Check your My CRA / My Account portal near payment dates to see exact amounts and status.