The Canada Revenue Agency (CRA) has confirmed the rollout of a new $628 Canada Grocery Rebate for November 2025, aimed at helping low- and moderate-income Canadians cope with rising food prices and the increasing cost of living. This one-time payment is part of the federal government’s broader affordability initiative designed to provide immediate relief as inflation continues to impact households across the country.
The rebate will be automatically distributed through direct deposit or mailed cheques to eligible recipients, without the need for any additional application. It is tied to the Goods and Services Tax (GST) credit system, ensuring that the payment process remains efficient and accessible.
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Who Is Eligible for the Canada Grocery Rebate?
Eligibility for the $628 grocery rebate is based on your 2024 tax return, as assessed by the CRA. To qualify, you must have filed your taxes for the previous year and meet the income thresholds established for the GST/HST credit.
Here’s a general overview of eligibility criteria:
- Single individuals with a net income of less than $45,000 may qualify for the full or partial rebate.
- Married or common-law couples with combined net income below $65,000 are generally eligible.
- Families with children will receive additional amounts based on the number of dependents under 19 years of age.
Recipients of GST/HST credits, Old Age Security (OAS), or Canada Child Benefit (CCB) are automatically considered for this grocery rebate, as the CRA uses the same database to determine eligibility.
How Much Will You Receive?
The total $628 amount represents the maximum payment available to qualifying households. The actual payment you receive will depend on your family size and income level.
Here’s a breakdown of the estimated payment amounts:
- Single individual: Up to $234
- Couple (no children): Up to $306
- Family with one child: Up to $487
- Family with two or more children: Up to $628
These figures may vary slightly based on income and the province or territory of residence.
When Will the CRA Send the $628 Grocery Rebate?
The Canada Grocery Rebate for 2025 is scheduled to be distributed in mid-November, with November 15, 2025, expected to be the official deposit date.
Payments will be sent automatically by the CRA:
- Direct deposit: Recipients will receive funds in their bank accounts within a few business days.
- Cheques by mail: Paper cheques may take up to 10 business days to arrive.
It’s important to ensure your CRA My Account is updated with your correct mailing and banking information to avoid any delays.
Why the Grocery Rebate Matters
Grocery prices across Canada have continued to rise faster than general inflation, driven by global supply disruptions, higher energy costs, and unpredictable weather patterns affecting food production. For many households, these factors have made it difficult to maintain basic food budgets.
The federal government introduced the Canada Grocery Rebate as part of its ongoing effort to combat food insecurity and support those most affected by inflation. The measure is especially beneficial to seniors, single parents, and low-income workers, who are disproportionately impacted by the cost-of-living crisis.
How to Check Your Payment Status
To verify if you qualify or check the status of your upcoming payment:
- Log in to your CRA My Account online.
- Select “Benefits and Credits” from the main menu.
- Review your Grocery Rebate payment details under the GST/HST credit section.
- If you receive CRA payments via direct deposit, your bank statement will show the transaction as “Canada Grocery Rebate” once processed.
The $628 Canada Grocery Rebate coming in November 2025 provides meaningful financial support to millions of Canadians struggling with rising grocery costs. By automatically issuing the rebate through the existing GST/HST credit system, the CRA ensures that eligible recipients receive funds quickly and efficiently.
While this one-time payment offers immediate help, many experts argue that continued efforts are needed to address long-term affordability issues, including rising rent and food prices across the country. Still, for those in need, the November grocery rebate serves as a vital boost to help manage day-to-day expenses heading into the holiday season.